Text to Pay Payment Links For Automotive Shops
What Is Text-to-Pay for Auto Repair Shops?
Text-to-Pay allows auto repair shops to send customers a secure payment link by text message. Customers can review their invoice and pay from their smartphone before arriving to pick up their vehicle. This helps shops collect payments faster, reduce front-counter delays, improve cash flow, and create a more convenient customer experience.

Create. Send. Get Paid.
1. Create the invoice
Enter the repair, diagnostic, parts, or service information.
2. Send it by text
Toggle SMS and send the customer a secure payment link.
3. Receive payment
The customer pays from a smartphone using a card or digital wallet.
Get Paid Before the Customer Arrives
Automotive SmartPay makes it easy for auto repair shops to create an invoice, send a secure payment link by text, and get paid before the customer arrives—no website or complicated setup required.
Text-to-Pay Built for Busy Auto Shops
✔️ Get paid faster by sending secure payment links directly to customers’ smartphones.
✔️ Reduce front-counter delays by letting customers pay before arriving for vehicle pickup.
✔️ Improve cash flow with faster collections and next-business-day funding.
✔️ Make payments more convenient with cards and digital wallets.
✔️ Present a modern payment experience with branded digital invoices and secure payment pages.
✔️ Simplify payment collection with Text-to-Pay built into Payments Hub.
From repair invoices and diagnostics to deposits, parts, and final balances, Text-to-Pay helps automotive businesses collect payments faster while delivering a better customer experience.
From Invoice to Payment in Minutes
Watch how Automotive SmartPay helps repair shops create an invoice, send a payment link by text, and get paid faster.
Why Auto Repair Shops Are Moving to Text-to-Pay

Modern customers expect the convenience of paying from their smartphone. Instead of waiting at the front counter, they receive a secure payment link by text, review their invoice, and pay before arriving to pick up their vehicle.
A Better Payment Experience for Everyone
✔️ Get paid sooner by collecting payments before vehicle pickup.
✔️ Reduce front-counter congestion by shortening checkout time.
✔️ Improve cash flow with faster collections and next-business-day funding.
✔️ Give customers more flexibility with secure payment links, digital wallets, ACH Pay-by-Bank, and dual pricing options.
✔️ Collect deposits with confidence for specialty parts, diagnostics, insurance deductibles, and fleet services.
✔️ Free up service advisors to focus on customers instead of collecting payments.
✔️ Create a modern customer experience with fast, secure, mobile-first payments.
From repair invoices to insurance deductibles, Automotive SmartPay helps your shop get paid sooner, improve cash flow, and deliver a better customer experience.
Text to Pay Options For Auto Repair Shops
To begin using Text to Pay in your auto repair shop, navigate to the payment links section within Payments Hub and click create.
Enter a clear title for your payment link, along with an optional description of the service performed—such as diagnostics, repairs, or parts replacement—and include an image if desired.
Next, select one of the three available payment types to customize how your shop collects payments.
Payment links make it easy to streamline transactions and enhance the customer experience—all without the need for a website or technical setup.

Send A Fixed Amount
Enter a single exact amount that each customer pays by text-to-pay link.
Most popular.

Tip Options (optional)
Auto repair shop customers can choose the amount they desire to tip.
A growing trend.

Open Amount (for deposits)
Customers enter the amount they wish to pay then pay the rest upon arrival.
Least popular.
Payment Links for your Auto Repair Shop

Payment Choices Like Text To Pay
Text to Pay gives auto shops a fast, contactless way to collect payments for oil changes, brake repairs, diagnostics, and parts.
Customize the checkout with fields like vehicle ID, service number, or customer notes for better record-keeping.
Customers can also leave a tip, enhancing team morale and overall satisfaction.
- Customer profiles
- Send invoices by text message, QR code and email option
- Billing or charge notifications
- And so much more…
Text to Pay Links For Auto Repair Shops

Let’s Get This Done
Text to Pay is a game-changer for auto repair shops, enabling faster checkouts and quicker payments—streamlining your operations and improving cash flow.
What sets Automotive SmartPay apart from the others? You’ll receive dedicated support from both our national team and local expertise directly from me, Greg G. Kapitan.
I’m available by call or text anytime at 801-205-1955.
Common Questions About Text-to-Pay for Auto Shops
Can customers pay for auto repairs before picking up their vehicle?
Yes. Text-to-Pay allows customers to receive a secure payment link by text message and complete payment from their smartphone before arriving at the shop. This can reduce wait times at vehicle pickup, improve customer convenience, and help service advisors spend less time processing payments at the front counter.
How does Text-to-Pay help auto repair shops get paid faster?
Text-to-Pay removes the need for customers to wait at the service counter to make payment. Shops can send a secure payment link immediately after repairs are completed, allowing customers to review the invoice and pay remotely. This often speeds up collections, improves cash flow, and reduces delays when customers pick up their vehicles.
Can Text-to-Pay be used for deposits on larger automotive repairs?
Absolutely. Many auto repair shops use Text-to-Pay to collect deposits before ordering specialty parts, scheduling major repairs, or beginning extensive diagnostic work. Customers can securely submit a deposit from their smartphone, helping shops reduce risk while improving the overall payment experience.
Can customers use Text-to-Pay to settle their final repair invoice?
Yes. Once repairs are completed, shops can send a secure payment link by text message so customers can review and pay the final invoice remotely. This allows customers to complete payment before arriving and helps reduce bottlenecks during busy vehicle pickup periods.
Why do customers like Text-to-Pay for automotive services?
Customers appreciate the convenience of paying from their mobile device without waiting in line or returning to the service counter. The process is simple, fast, and familiar, making it easier for customers to handle vehicle repair payments on their schedule from virtually anywhere.
How does Text-to-Pay improve cash flow for auto repair shops?
Faster payment collection often means faster access to funds. Instead of waiting for customers to arrive and pay in person, shops can send payment requests immediately after work is approved or completed. This can help accelerate collections and improve overall cash flow management.
Is Text-to-Pay secure for automotive payment processing?
Yes. Text-to-Pay solutions use secure payment technology that directs customers to an encrypted payment page where they can safely complete their transaction. Sensitive payment information is not transmitted through text messages, helping protect both the customer and the business.
How does Text-to-Pay help eliminate service counter bottlenecks?
During busy periods, service advisors can spend significant time collecting payments and answering checkout questions. Text-to-Pay allows customers to complete payment before arriving, reducing congestion at the front desk and helping staff focus on customer service and vehicle delivery.
Does Text-to-Pay align with today’s customer payment preferences?
Modern consumers increasingly prefer digital and contactless payment options. Text-to-Pay provides a convenient way for customers to pay using their smartphone, helping automotive businesses meet customer expectations while offering a faster and more flexible payment experience.
Can customers pay using Apple Pay, Google Pay, or mobile wallets?
Many Text-to-Pay platforms support mobile wallet payments, including Apple Pay and Google Pay. Customers can simply tap to complete their transaction from a compatible smartphone, creating a fast, convenient checkout experience without needing to enter card information manually.


