ACH Pay-by-Bank Solutions for the Automotive Industry
Simple Auto Shop Payments with ACH Pay
Automotive SmartPay now offers ACH Pay-by-Bank through our partners, North and Payments Hub, giving auto shops and mechanics a faster, more affordable way to get paid. Customers can make secure, real-time payments directly from their bank account.
Cost of ACH Pay
ACH Pay $1.50 per item and only 0.5%.
This payment method is becoming a top choice across the automotive industry, especially for high-ticket repairs, parts, and vehicle sales where every percentage in processing fees affects your bottom line.
Fast and Why Automotive Businesses Choose ACH Pay-by-Bank
Lower Processing Costs
Unlike credit card transactions, ACH Pay-by-Bank eliminates interchange fees and reduces overall payment costs. Automotive businesses that regularly process $500–$5,000 repair orders, down payments, or service invoices can save thousands each year.
Perfect for Large Automotive Invoices
Whether you’re a dealership collecting a vehicle down payment or an auto repair shop processing a transmission rebuild, high-value invoices often carry high card fees. ACH Pay-by-Bank provides a streamlined, low-cost alternative that both your business and your customers will appreciate.
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ACH Pay-by-Bank feature comes free with your 0% dual pricing rate credit card machine
ACH Pay-by-Bank, A Better Customer Experience
Customers value convenience and clear payment options. ACH Pay-by-Bank lets them pay for repairs or parts straight from their checking account through a secure link—no card, no sensitive data, and no risk of declines on large invoices.
Fast & Seamless Customer Experance
When combined with Automotive SmartPay’s digital invoicing and text-to-pay features, the customer receives a clear, itemized invoice, taps the secure link, and completes payment from anywhere—whether they’re at work, at home, or waiting for their vehicle to be finished.
Customers enjoy a smoother, more transparent experience, while your automotive business benefits from faster payments, fewer card-related issues, and improved satisfaction that keeps them coming back for future service.
Built for Automotive Shops & Dealerships
ACH Pay-by-Bank integrates with Automotive SmartPay, letting you send invoices, text payment links, and track transactions, while giving customers a secure bank-to-bank payment option.
Whether for large repairs, vehicle deposits, or routine service, ACH Pay-by-Bank works seamlessly in the background. It streamlines workflow, reduces payment friction, and provides an efficient, modern payment system for auto shops, service centers, and dealerships.
ACH Pay-by-Bank is ideal for:
- Auto Repair Shops
- Perfect for high-ticket repairs like engine work, transmission rebuilds, and diagnostics where lower fees protect your margins.
- Auto Body & Collision Centers
- Streamlines payments for insurance-related repairs, paint jobs, and structural work with fast, reliable bank-to-bank transfers.
- Quick Lube, Tire Shops & Maintenance Centers
- Provides a fast checkout option for everyday services while keeping operational costs down.
- Used & New Car Dealerships
- Excellent for vehicle down payments, parts purchases, service department invoices, and aftermarket add-ons.
- RV, Marine & Powersports Dealers
- Supports large transaction amounts with minimal fees, making it ideal for boats, ATVs, motorcycles, and RV service work.
- Mobile Mechanics & Fleet Service Providers
- Enables on-the-go payments with secure digital links sent directly to customers’ phones—no physical terminal needed.
- Performance, Customization & Off-Road Shops
- Simplifies payments for custom builds, lift kits, performance tuning, and specialty parts orders.
Start Accepting ACH Pay-by-Bank Today 🛞
Let’s Get This Done
If you’re ready to reduce payment costs, speed up deposits, and offer a modern payment experience your automotive customers will love, Automotive SmartPay can help. Our partnership with North and Payments Hub ensures secure, compliant, and hassle-free ACH Payments designed specifically for the automotive industry.
What sets Automotive SmartPay apart from the others? You’ll receive dedicated support from both our national team and local expertise directly from me, Greg G. Kapitan. I’m available by call or text anytime at 801-205-1955.