ACH Pay-by-Bank Solutions for the Automotive Industry
Simple Auto Shop Payments with ACH Pay
Automotive SmartPay now offers ACH Pay-by-Bank through our trusted partners, North and Payments Hub, giving auto repair shops, dealerships, service centers, and mobile mechanics a faster, more affordable way to get paid. With ACH Pay-by-Bank, customers can make secure, real-time payments directly from their bank account—no credit cards, no costly processing fees, and no delays.
This payment method is becoming a top choice across the automotive industry, especially for high-ticket repairs, parts, and vehicle sales where every percentage in processing fees affects your bottom line.
Fast and Why Automotive Businesses Choose ACH Pay-by-Bank
Lower Processing Costs
Unlike credit card transactions, ACH Pay-by-Bank eliminates interchange fees and reduces overall payment costs. Automotive businesses that regularly process $500–$5,000 repair orders, down payments, or service invoices can save thousands each year.
Fast, Reliable Payments
ACH Pay-by-Bank through North and Payments Hub ensures quick bank-to-bank transfers so your cash flow stays strong. This is especially valuable for auto shops and dealerships that rely on steady liquidity for parts, labor, inventory, and operational expenses.
Perfect for Large Automotive Invoices
Whether you’re a dealership collecting a vehicle down payment or an auto repair shop processing a transmission rebuild, high-value invoices often carry high card fees. ACH Pay-by-Bank provides a streamlined, low-cost alternative that both your business and your customers will appreciate.
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ACH Pay-by-Bank feature comes free with your 0% dual pricing rate credit card machine
ACH Pay-by-Bank, A Better Customer Experience
Automotive customers appreciate flexibility, transparency, and payment options that match the convenience they experience in other parts of their lives. ACH Pay-by-Bank gives them a simple, trustworthy way to pay for auto repairs, maintenance, parts, or even down payments directly from their checking account. With one secure digital link, customers can authorize payment without swiping a card, entering sensitive data, or worrying about declined transactions or card limits—an issue that often arises with higher-value automotive invoices.
This streamlined payment method is especially valuable when customers are already dealing with unexpected repair costs or time-sensitive service needs. Instead of fumbling for a card at the counter, they can handle the entire transaction from their phone. When combined with Automotive SmartPay’s digital invoicing and text-to-pay features, the customer receives a clear, itemized invoice, taps the secure link, and completes payment from anywhere—whether they’re at work, at home, or waiting for their vehicle to be finished.
Customers enjoy a smoother, more transparent experience, while your automotive business benefits from faster payments, fewer card-related issues, and improved satisfaction that keeps them coming back for future service.
Built for Automotive Shops & Dealerships
ACH Pay-by-Bank integrates seamlessly with Automotive SmartPay’s complete suite of payment tools, creating a unified, streamlined experience for both your team and your customers. This integration allows automotive businesses to send digital invoices, offer text-to-pay, manage payment links, and track transactions—all while giving customers a secure way to pay directly from their bank account.
Whether you’re processing large repair orders, collecting deposits on vehicle sales, or handling routine service tickets, ACH Pay-by-Bank works in the background without adding extra steps or complexity. The result is a smoother workflow for your staff, reduced payment friction for your customers, and a more efficient, modern payment system that fits the needs of today’s auto repair shops, service centers, and dealerships.
ACH Pay-by-Bank is ideal for:
- Auto Repair Shops
- Perfect for high-ticket repairs like engine work, transmission rebuilds, and diagnostics where lower fees protect your margins.
- Auto Body & Collision Centers
- Streamlines payments for insurance-related repairs, paint jobs, and structural work with fast, reliable bank-to-bank transfers.
- Quick Lube, Tire Shops & Maintenance Centers
- Provides a fast checkout option for everyday services while keeping operational costs down.
- Used & New Car Dealerships
- Excellent for vehicle down payments, parts purchases, service department invoices, and aftermarket add-ons.
- RV, Marine & Powersports Dealers
- Supports large transaction amounts with minimal fees, making it ideal for boats, ATVs, motorcycles, and RV service work.
- Mobile Mechanics & Fleet Service Providers
- Enables on-the-go payments with secure digital links sent directly to customers’ phones—no physical terminal needed.
- Performance, Customization & Off-Road Shops
- Simplifies payments for custom builds, lift kits, performance tuning, and specialty parts orders.
Start Accepting ACH Pay-by-Bank Today 🛞
Let’s Get This Done
If you’re ready to reduce payment costs, speed up deposits, and offer a modern payment experience your automotive customers will love, Automotive SmartPay can help. Our partnership with North and Payments Hub ensures secure, compliant, and hassle-free ACH Payments designed specifically for the automotive industry.
What sets Automotive SmartPay apart from the others? You’ll receive dedicated support from both our national team and local expertise directly from me, Greg G. Kapitan. I’m available by call or text anytime at 801-205-1955.