Automotive SmartPay
Dual Pricing or Surcharge for 0% Card Processing Fees
βοΈ Card & Cash Prices
“Dual Pricing Option”
βοΈ Card Only Price
“Surcharge Option”
βοΈ Save Thousands
Every Month!
Enter your cash price into our dual pricing credit card terminal, and it instantly displays both card and cash options for your customers to choose from. Automotive SmartPay provides this platform eliminating card processing fees and saving your business thousands. Just like gas stations have been doing for years.
π Automotive SmartPay simplifies payment processing by offering both dual pricing (3%) and surcharge (3%) card processing fee added-in models, ensuring your automotive business stays fully compliant with all state regulations and card-brand requirements.

Auto Shop Owners Save This Much In Payment Processing:
e.g. $10,000 (card processing) at a 3.5% rate savings = $350 monthly savings
| Mo Card Volume: | Mo Savings | 1 Year Savings | 5 Year Savings | 10 Year Savings |
|---|---|---|---|---|
| $5,000 | $175 | $2,100 | $10,500 | $21,000 |
| $10,000 | $350 | $4,200 | $21,000 | $42,000 |
| $20,000 | $700 | $8,400 | $42,000 | $84,000 |
| $50,000 | $1,750 | $21,000 | $105,000 | $210,000 |
| $100,000 | $3,500 | $42,000 | $210,000 | $420,000 |
| $250,000 | $8,750 | $105,000 | $525,000 | $1,050,000 |
Auto Shop Payment Solutions
Available In “Dual Pricing” or “Surcharge”, Your Choice π€
With just a few clicks, we can set up your digital payment system to accept cards using either a “dual-pricing” model that displays both the card price with (3% processing fees included) and your cash price. or a “surcharge” modelβshowing one card price with (3% processing fees included) β Choose the one that works best for your automotive business, Automotive SmartPay is here to help with set-up.
Merchant facing:
Enters a price β¬οΈ

“Dual Pricing”
(card & cash price) β¬οΈ

“Surcharge”
(only card price) β¬οΈ

Dual Pricing – Legal In All 50 States
Surcharging – Legal In 45 States
At Automotive SmartPay, we understand that some auto repair shops and dealerships prefer not to display dual pricing with different card and cash amounts. For those businesses, we offer a surcharge model with a single, transparent card price with the 3% processing fee included. Below is a list of states where surcharging is prohibited.
Dual Pricing – Legal in all 50 States.
Surcharging – Legal in 45 States.

Surcharging – Illegal in:
- California
- Connecticut
- Maine
- Massachusetts
- New York – Note: NY State refers to this as a “Surcharge” and requires displaying both the card and cash prices, which in practice functions as dual pricing
Automotive SmartPay The Best Dual Pricing Solution

βοΈ Free
Terminals
βοΈ Next
A.M. Funding
βοΈ No
Contract
Enhance your auto repair shop’s customer experience with cutting-edge payment solutions from Automotive SmartPayβincluding text-to-pay and 0% dual pricing with card and cash options.
Simply enter the totalβe.g., $100βand the system will automatically display both the card and cash pricing options (such as $100 cash and $104 card, or an optional $103 card price). Your auto repair shop will present transparent pricing to customers, allowing them to choose their preferred payment method.
This is Automotive SmartPay β your trusted PCI Compliant no fee solution for simplifying customer payments and management. Enjoy complimentary 0% dual pricing payment systems tailored for auto repair businesses.

βοΈ Call / Text 801-205-1955 Anytime
Option: Mobile / Countertop Terminal

Rev Up Savings With 0% Dejavoo Credit Card Machines for Auto Shops
Automotive SmartPay is proud to offer auto shop owners a free Dejavoo dual pricing credit card terminal. When a transaction amount is entered, the terminal automatically displays both the card and cash pricing, providing clear and transparent payment options for your customers.
βοΈ Save
Thousands
βοΈ Next
A.M. Funding
βοΈ No
Contract
Modernize Your Auto Shop’s Payments & Delight Customers…

See Auto Shop Card and Cash Transactions & More:
At Automotive SmartPay, we understand the value of your time. Thatβs why we developed the Payments Hub Command Center seamlessly integrated with your new dual pricing solution. All card and optional cash transactions from your shop are instantly recorded and accessible through the back office portal, providing you with real-time visibility and efficient management.
- Text or Email to Pay Payment Links
- Embed Payment Link on Website
- View Payments Activity
- Monitor Cash Activity
- Virtual Terminal
- See Sales Trends
- Manage Inventory
- Employee Management
- And Much More
Contact Automotive SmartPay

What sets Automotive SmartPay auto repair shop payment processing solutions apart is the combination of comprehensive support. Receive top-tier assistance from our corporate partnersβNorth and Fiservβbut you also get direct l support from me, Greg Kapitan at: 801-205-1955.
Automotive SmartPay empowers repair businesses to offer convenient, modern payment experiences while optimizing revenue and operational efficiencyβmaking it a smart choice for service-focused auto shops.
β
Accept Visa, MasterCard, Discover, American Express, Voyager, and Wright Express.
β
ACH Pay-by-Bank is risk-free, guaranteed automatic deposits.
β
Protect your customers with data security protection encryption.
βοΈ Call / Text Anytime at: 801-205-1955.

